Pay off mortgage or invest your cash?

A recent article published in the Vancouver Sun outlines how paying off your mortgage quicker is safer than investing your cash. The summary of their example calculations says that if the return on investment is lower than the interest rate of the mortgage, it is better to pay off the mortgage. Do you agree? Read the original...

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Canadian Real Estate Market Prediction for 2013

A recent article published in the Digital Journal says that CEO’s in Canadian Real Estate are cautiously optimistic about the 2013 outlook for the Canadian real estate market. Read the original article here: http://www.digitaljournal.com/pr/1208160

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Mortgage Rule Changes may Strike Again in 2013

A recent article published on PRWeb.com indicates that experts predict mortgage rule changes may occur again in 2013. This may be in response to the publishing of statistics showing the household debt in Canada hasn’t improved. Read the entire article here:...

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Number of First Time Home Buyers Increase

A recent article in the Toronto Star indicates a housing market that is heating up.  Prices are up, and there is an increase in the number of first time home buyers compared to 2012. Article:...

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Mortgage Financing Options

Buyers have many questions about mortgage financing.  Common questions include: How much house can I afford? What is the best interest rate can I get? Complete the form below with your mortgage financing questions and I’ll get you the answers! Your Name (required) Your Email (required) Your Phone Number I'm looking to...

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First Time Homebuyer Advice: Bigger Downpayment

An article in the National Post last summer has some good retrospective advice for homebuyers.  The article was from 2012 data from TD Canada Trust, and it indicated that in their survey, 60% of homebuyers wish they made a larger downpayment on their home, and almost a third of first time buyers didn’t budget for ongoing...

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Scott Alexander, BSc, MSc
Real Estate Sales Representative
Judy Marsales Real Estate Ltd., Brokerage
253 Wilson St E
Ancaster, ON L9G 2B8
Office: 905-648-6800
Fax: 905-648-6848
Web: http://www.judymarsales.com
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